MSME Samadhaan is an initiative under the Micro, Small, and Medium Enterprises Development (MSMED) Act, 2006. This portal enables Micro and Small Enterprises (MSEs) to file applications regarding delayed payments by buyers of goods or services. Administered by the Ministry of MSME, Government of India, the platform is part of a legislative framework aimed at providing a robust mechanism to resolve payment issues faced by MSEs, thus helping them sustain and grow without being hampered by cash flow issues.
Key Benefits:
- The scheme is available for all Micro & Small manufactures & service providers.
- Case is filed in Supplier’s jurisdiction irrespective of the agreement.
- Due date of payment cannot exceed 45 days from delivery date irrespective of the agreement.
- Interest is payable at the rate of 3 times of RBI’s bank rate irrespective of the agreement.
- If the buyer has repaid after 45 days, case can be filed only for the interest component.
- Buyer can Appeal against the order only after depositing 75% of award.
Other Details:
| Nature of Dispute to Initiate case | Default against Manufacturing Sales / Services |
| Minimum amount of Default | No Limit |
| When can the case be filed |
If payment is not made within: i. 45 days from acceptance of goods / services rendered or ii. due date of payment as per contact whichever is Earlier |
| Interest allowed | Buyer will be liable to pay interest at the rate of 3 times of RBI’s bank rate, compounded monthly from the end of 45 days from Date of acceptance of goods by the Buyer on the outstanding amount. |
| Adjudicating Authority | MSE Facilitation Council (MSEFC) – Seller’s Jurisdiction |
| Appellate Authority | High Court [Buyer can only Appeal after deposit of 75% of the award amount.] |
MSME Samadhaan Outcome (Source:MSME Samadhaan Portal) as on 14.02.26
Conclusion:
MSME Samadhaan is a crucial initiative empowering Micro and Small Enterprises by ensuring timely payments from buyers, protecting cash flow, and providing an efficient legal mechanism for dispute resolution. With accessible online filing and the support of state MSE Facilitation Councils, MSME Samadhaan stands as a pivotal tool to uphold the financial stability of India’s MSME sector